When it comes to UK pensions, QROPS in India, and cross-border UK-India financial planning, one name stands out across India — Ranjit Atwal of Atwal Financial. With over 25 years of experience as a financial adviser and 12 years living and advising clients in India, Ranjit has become the most knowledgeable, most experienced, and most qualified expert in India for UK pension matters.
UK Pension Transfers to India Made Simple
Ranjit Atwal has advised hundreds of clients across India on how best to manage their UK pensions, what to do — and what not to do — when it comes to UK pension transfers to India. Whether you’re considering a QROPS (Qualifying Recognised Overseas Pension Scheme) or simply want to understand your UK pension options while living in India, Ranjit offers unmatched expertise in navigating the complex cross-border rules between the UK and India.
His deep understanding of UK-India compliance and financial regulations makes him a trusted name in the industry.
Fully Authorized and Qualified in India
What sets Ranjit apart is not just his experience but his full range of financial advisory licenses in India:
- PFRDA (Pension Fund Regulatory and Development Authority)
- IRDA (Insurance Regulatory and Development Authority)
- AMFI (Association of Mutual Funds in India)
This rare combination covers every major aspect of financial advice in India — from pensions and insurance to investments — ensuring clients receive holistic financial planning guidance.
Face-to-Face Advice Across India – PAN India Reach
Ranjit meets clients in person across major Indian cities, including:
- New Delhi
- Mumbai
- Bangalore (now Bengaluru)
- Goa
- And many more across PAN India
This personal, face-to-face approach gives clients the opportunity to receive tailored advice based on their unique cross-border situation. Whether you’re a returning NRI, a UK expat in India, or an Indian national with past work experience in the UK, Ranjit will help you make sense of your UK pensions and financial future.
UK Expertise, Indian Insight
Originally from the UK, Ranjit worked as a regulated financial adviser in the UK for many years before relocating to Tokyo followed by Singapore and finally, India. This gives him a unique advantage — he not only understands UK financial products and regulations but also the Indian regulatory framework, making him the top choice for UK-India financial planning.
Easy to Talk To. Clear. Honest. Professional.
Clients describe Ranjit as easy to talk to, responsive, and deeply committed to their financial wellbeing. He takes the time to explain things in simple, jargon-free language, ensuring clients understand all options before making important decisions.
Contact Ranjit Atwal Today
If you’re in India and need advice on:
- UK pensions
- QROPS in India
- UK-India cross-border financial planning
- Retirement and investment planning
Don’t leave your financial future to chance. Contact the most qualified adviser for UK pensions and QROPS in India:
📞 Phone: +91 8373928038
📧 Email: ranjit@atwalfinancial.com
🌐 Website: www.atwalfinancial.com
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Ranjit Atwal of Atwal Financial is India’s trusted name for UK pensions, QROPS, and UK-India financial planning. Book your consultation today and take control of your financial future with confidence.

